Last Updated: February 11, 2026
Welcome to Belly Cap LLC. By accessing or using our website at bellycap.com and our services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.
By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.
Belly Cap LLC is a direct lender providing business funding solutions, including but not limited to:
We fund directly from our own capital. We are not brokers and do not act as intermediaries between borrowers and other lenders.
To use our services, you must:
Submitting an application does not guarantee approval or funding. All applications are subject to our underwriting process and approval criteria. We reserve the right to:
Funding decisions are based on various factors including but not limited to business performance, creditworthiness, revenue history, and risk assessment.
IMPORTANT: Consent is not a condition of purchase. You are not required to agree to receive text messages as a condition of receiving funding or using any of our services.
If you provide your mobile phone number and opt in to receive text messages from Belly Cap LLC, you agree to the following terms:
By checking the SMS consent box on our contact form and providing your mobile phone number, you expressly consent to receive text messages from Belly Cap LLC via an automatic telephone dialing system. Text messages may include:
Consent to receive text messages is not required as a condition of purchase or receiving funding. You may choose not to opt in to text messages and still receive full access to our services.
Message frequency varies based on your account activity and may include up to 10 messages per month. Message and data rates may apply as charged by your mobile carrier. Please consult your mobile service provider for information about your messaging plan and any applicable charges.
Our text messaging service is available on major carriers. Not all mobile carriers are supported. Please contact us if you experience issues.
You may opt out of receiving text messages from Belly Cap LLC at any time by:
After you send the STOP message, we will send you a confirmation text that you have been unsubscribed. You will no longer receive text messages from us unless you re-opt-in by providing your consent again.
For help or more information about our text messaging program, you may:
When you send HELP, we will respond with instructions and customer support contact information.
Your mobile phone number and text message consent information will be used in accordance with our Privacy Policy. We will not sell or share your mobile phone number with third parties for their marketing purposes. We will not share your opt-in consent with third parties, except as necessary to operate our text messaging service or as required by law.
We may modify these SMS Terms at any time. If we make material changes, we will notify you via text message or email. Your continued participation in the text messaging program after changes are made constitutes acceptance of the updated terms.
All fees, interest rates, and payment terms will be clearly disclosed in your funding agreement. You agree to:
By using our services, you represent and warrant that:
You may not use our website or services to:
All content on our website, including text, graphics, logos, and software, is the property of Belly Cap LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
To the fullest extent permitted by law, Belly Cap LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount of fees you paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Belly Cap LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including attorney fees) arising out of or related to your use of our services or violation of these Terms.
Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
These Terms, together with our Privacy Policy and any funding agreements you enter into with us, constitute the entire agreement between you and Belly Cap LLC regarding your use of our services.
If you have any questions about these Terms of Service, please contact us:
Belly Cap LLC
519 Red Crest Lane
Branchburg, NJ 08876
Email: adam@bellycap.com
SMS Reminder: Consent to receive text messages is not required as a condition of purchase or receiving funding. Reply STOP to opt out or HELP for assistance. Message and data rates may apply.
By using our services, you acknowledge that you have read and agree to these Terms of Service.