Privacy Policy

Last Updated: February 11, 2026

Belly Cap LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website bellycap.com or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out forms on our website
• Apply for business funding
• Contact us via email or other communication methods
• Subscribe to our communications

The personal information we collect may include:

• Name and contact information (email address, phone number, business address)
• Business information (business name, tax ID, revenue, industry)
• Financial information necessary for funding applications
• Communications you send to us

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses

2. SMS & Text Message Communications

Text Messaging Program

If you opt in to receive text messages from Belly Cap LLC, we may send you text messages via an automatic telephone dialing system regarding:

• Funding application status updates
• Account notifications and alerts
• Service updates and announcements
• Promotional offers and marketing messages (if you consent)

Opt-In and Consent

By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive text messages from Belly Cap LLC via an automatic telephone dialing system. This consent is optional and not required to use our services or receive funding.

Message Frequency and Costs

Message frequency varies depending on your account activity and the services you use. Standard message and data rates may apply as charged by your mobile carrier. Please contact your mobile carrier for details about your messaging plan.

How to Opt Out

You may opt out of receiving text messages from us at any time by:

• Replying STOP to any text message you receive from us
• Contacting us at adam@bellycap.com

After you send the message STOP, we will send you a confirmation text message that you have been unsubscribed. You will no longer receive text messages from us unless you opt in again.

Help and Support

For help or more information about our text messaging program, reply HELP to any text message, or contact us at adam@bellycap.com.

Mobile Phone Number Privacy

We will not sell or share your mobile phone number with third parties for their marketing purposes. We will not share your text message opt-in consent with any third parties, except as necessary to provide our services (such as our text messaging service provider) or as required by law.

Your mobile phone number will be used solely for the purposes described in this Privacy Policy and in accordance with your consent.

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate funding applications
• Communicate with you about our services
• Send you updates, notifications, and promotional materials (with your consent)
• Improve our website and services
• Comply with legal obligations and prevent fraud
• Respond to your inquiries and provide customer support

4. How We Share Your Information

We may share your information in the following circumstances:

• Service Providers: We may share information with third-party vendors who perform services on our behalf, such as payment processing, data analysis, email delivery, and SMS messaging services. These providers are contractually obligated to protect your information.
• Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business.
• Legal Requirements: When required by law, court order, or governmental authority, or to protect our rights, property, or safety.
• With Your Consent: We may share your information for any other purpose with your consent.

We do not sell your personal information to third parties.

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to correct inaccurate or incomplete information
• The right to request deletion of your personal information
• The right to opt out of marketing communications
• The right to withdraw consent for text messages at any time

To exercise these rights, please contact us at adam@bellycap.com.

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the updated Privacy Policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us:

Belly Cap LLC
519 Red Crest Lane
Branchburg, NJ 08876
Email: adam@bellycap.com